Homes Under $300K in Poinciana, Kissimmee & Davenport – 2025 Home Buying Guide

by Bernard Jackson

🏡 Why You’re Missing Out If You’re Not Buying a Home Under $300K in Poinciana, Kissimmee, or Davenport (Even in 2025!)


💡 The Truth You Haven’t Been Told: You Can Still Buy a Home for Less Than $300K in Central Florida

Let’s get something straight: in today’s market, most people think affordable homes are gone for good.

But what if I told you the real story is being buried under headlines?

In 2025, there are still homes priced under $300K in Poinciana, Kissimmee, and Davenport—and not just fixer-uppers. These are move-in ready, modern, and mortgage-friendly homes that many renters could afford right now.

The question isn’t “can you afford to buy?”
It’s “can you afford to keep renting?”


🔍 Let’s Break It Down: Renting vs. Buying in 2025

  Renting Buying (Home under $300K)
Monthly Cost $2,100–$2,600 $1,975–$2,250 (w/ mortgage)
Upfront Cash Needed 1st + last + deposit 3.5% down (Often Covered!)
Credit Score Needed 550+ 580+ (FHA)
Pet Restrictions Often NONE
Annual Equity Built $0 $8,000–$12,000+

Still think you can’t own? Keep reading.


🏘️ Top Cities Where You Can Still Buy for Under $300K in Florida

📍 Poinciana, FL (ZIP 34758, 34759)

The secret’s out: Poinciana is one of Florida’s fastest-growing affordable housing markets. Builders like LGI, DR Horton, and Hanover Family Builders are offering 3–5 bedroom homes priced between $275K–$299K with:

  • Modern open layouts

  • Granite countertops

  • Energy-efficient insulation

  • Builder-paid closing costs

Many buyers in Poinciana qualify for no money down using USDA loans or down payment grants like Florida Hometown Heroes.

📍 Kissimmee, FL

Want to be close to Orlando without paying Orlando prices?

Kissimmee offers family-friendly neighborhoods and new construction communities with prices starting in the low $290s, including:

  • Smart home tech

  • Resort-style amenities

  • Near top charter schools

  • Quick access to US-192, Poinciana Blvd, and the Florida Turnpike

📍 Davenport, FL

Davenport is blowing up with new builds under $300K thanks to growth in I-4 corridor access and employment hubs.

Communities here often feature:

  • Gated entries

  • Low HOAs

  • Smart home packages

  • Large lots and two-car garages


🔓 How First-Time Buyers Are Getting Into These Homes

🛠️ Florida Hometown Heroes Program

If you’re a:

  • Teacher

  • Healthcare worker

  • Firefighter

  • Police officer

  • Military/veteran

  • 50+ other frontline workers

You may qualify for up to $35,000 in down payment and closing cost assistance.

📘 Click here to learn more

🛠️ The 90-Day “Renter to Owner” Challenge

I created this challenge to help renters like you become fully pre-approved and under contract in 90 days or less.

What you get:

  • Personalized credit and loan assessment

  • Weekly accountability check-ins

  • Access to homes before they hit Zillow

  • Expert negotiation on closing costs and incentives

📘 Learn more about the challenge


🧲 What Makes These Homes a Smart Long-Term Investment

Most of these homes are:

  • Appreciating at 6–8% annually

  • In areas with infrastructure investment (SunRail expansion, schools, hospitals)

  • Eligible for homestead exemption, lowering your property taxes

You’ll also gain:
✅ Stability for your family
✅ Predictable monthly costs
✅ The ability to build equity and refinance later


📢 Don’t Miss Out: These Homes Are Moving Fast

The number of homes listed under $300K is shrinking.

Many of the homes listed this week are going pending in under 7 days. Others are getting multiple offers. If you see one that matches your budget—you can’t wait 30 days.

Let me help you:

🧭 Find homes before they hit public sites
📊 Get pre-approved with trusted lenders
🤝 Negotiate on your behalf with local builders and sellers


📲 Your Next Step: Tour a Home This Week

✅ Ready to stop renting?
✅ Curious about your buying power?
✅ Want help getting started?

Here’s what to do:

📘 Step 1: Explore homes under $300K now
👉 bernardsellsflhomes.com/poinciana-homes-for-sale-under-300k

📘 Step 2: Learn how to qualify for Hometown Heroes
👉 bernardsellsflhomes.com/hometown-heroes-2025

📘 Step 3: Join the 90-Day Renter to Owner Challenge
👉 bernardsellsflhomes.com/from-renter-to-owner-in-90-days


💼 About Bernard Jackson – Central Florida’s Trusted Realtor

With 9+ years in real estate, I’ve helped hundreds of families in Poinciana, Kissimmee, Davenport, and throughout Central Florida go from renting to owning, or upgrade their homes affordably.

My goal is to help you:

  • Beat the market

  • Build generational wealth

  • Own your Florida dream home without stress

I don’t just unlock doors—I unlock futures.

📞 Call or text me today at (321) 443-5582
📩 Or visit bernardsellsflhomes.com


Let’s stop renting and start building. Your future home is waiting—let’s find it together. 🏠

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GET MORE INFORMATION

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Phone*

Message

Bernard Jackson

+1(321) 443-5582

bernardjacksonrealtor@gmail.com

Take the step towards ownership