Affording a down payment is one of the biggest challenges for first-time homebuyers. The Workforce Resource Downpayment Assistance Program, in partnership with Bernard Jackson and MFRMLS, offers a solution to help you secure your dream home.
 

Our program provides financial support, education, and resources to make homeownership accessible and achievable.  
 
What is Downpayment Assistance?Downpayment assistance (DPA) is a financial boost designed to help eligible buyers cover the upfront costs of purchasing a home. These funds can be used for your down payment, closing costs, or other fees, reducing the initial financial burden and accelerating your path to homeownership.  
 
Key Features of Our Program
1) Grants & Forgivable Loans Receive funds that never need to be repaid (grants) or loans forgiven after a set period of residency.
2) Deferred Payment Loans Low- or no-interest loans payable when you sell, refinance, or pay off your mortgage.
3) Flexible Eligibility Programs tailored for first-time buyers, veterans, teachers, and low-to-moderate-income households.
4) Education & Counseling Free homebuyer workshops to guide you through budgeting, credit, and mortgage processes. 
 
Am I Eligible?
Eligibility requirements include:
1) Income Limits: Must meet area-specific income guidelines.
2) First-Time Homebuyer Status: Priority for those who haven’t owned a home in the past 3 years (exceptions apply for certain areas).
3) Credit Score: Minimum credit score requirements (varies by program).
4) Property Location: Home must be within the MFRMLS service area or designated regions.
5) Completion of Homebuyer Education: Attend a certified workshop or counseling session. 
 
How to Apply?
1) Get Pre-Approved: Connect with a participating lender to review your finances and mortgage options.
2) Attend a Workshop: Complete a homebuyer education course (in-person or online).
3) Submit Your Application: Work with your lender to apply for DPA through the Workforce Resource portal.
4) Approval & Home Purchase: Once approved, use the funds toward your down payment and closing costs.
 
Why Choose Our Program?
1) Break Down Financial Barriers: Reduce upfront costs to make homeownership possible.
2) Local Expertise: Partnerships with lenders, realtors, and counselors familiar with your community.
3) Long-Term Support: Resources for maintaining your home and financial health post-purchase.
 
Ready to Get Started?
Don’t let a down payment stand between you and your dream home. Explore your options today! 📞 Call Us: (321) 443-5582📍 Visit: Workforce Resource Downpayment Assistance Portal
 
Note: Program details, eligibility, and funding availability vary by location. Contact our team or visit the portal above for personalized guidance. Bernard Jackson & MFRMLS – Proudly Helping Build Stronger Communities Through Homeownership. 🏡