Affordable 4-Bedroom Home for Sale in Poinciana, FL | Under $400K | 196 Albany Dr
Your Move-In Ready Dream Home in Poinciana – 196 Albany Dr, FL 34759
Discover comfort, space, and value in this beautifully updated home in the heart of Central Florida. Nestled on a quiet residential street with easy access to shops, schools, and parks, 196 Albany Dr offers a lifestyle upgrade for first-time buyers, growing families, and even remote workers looking for a peaceful retreat close to everything.
Priced under $400,000, this gem is a rare opportunity in today’s market—especially in fast-growing Poinciana, Florida, where inventory is low, and demand is high.
1. The Home: Practical Comfort Meets Elegant Design
From the moment you arrive, you’ll notice the curb appeal—lush landscaping, a wide driveway, and a welcoming front entry. Step inside and you’re greeted by:
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4 spacious bedrooms
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2 full bathrooms
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Open-concept living space
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1,823 square feet of well-designed layout
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Ceramic tile flooring throughout main living areas
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Modern kitchen with stainless steel appliances
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Quartz countertops & upgraded cabinetry
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Walk-in closet in the owner’s suite
The layout is open yet cozy, with natural light pouring in from large windows. Whether you're hosting friends for dinner or enjoying movie night, this home offers the versatility to suit every lifestyle.
2. Location: Why Poinciana, Florida Is Booming Right Now
Poinciana is no longer the quiet secret it once was. With new development, retail expansion, and ongoing infrastructure upgrades, Poinciana is one of the best places to buy in Osceola and Polk County.
Here’s why people are flocking here:
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Affordability: You get more home for your money compared to other parts of Central Florida.
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Access: You're less than an hour from Orlando International Airport, Walt Disney World, and major highways like I-4 and Poinciana Parkway.
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Community: From parks and trails to basketball courts and soccer fields, Poinciana is built for families.
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Growing job market: The area is seeing increased employment opportunities in healthcare, logistics, and hospitality.
If you’re still learning about the market, explore this helpful resource:
Homes for Sale in Kissimmee, Davenport, Poinciana & Winter Haven
3. What You’ll Love About 196 Albany Dr
This home has been lovingly cared for and updated. The current owners have made thoughtful investments that new buyers will benefit from immediately.
Highlights include:
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Newer roof (within the last 5 years)
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Energy-efficient HVAC system
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Smart thermostat and lighting upgrades
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Screened-in lanai for outdoor relaxation
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No rear neighbors
If you’re working from home, one of the bedrooms could easily serve as a private office or creative space—separated from the main living area.
4. Move-In Ready and FHA/VA Friendly
Financing is a breeze here. This property is eligible for:
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FHA loans (as little as 3.5% down)
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VA loans
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Conventional loans
Down payment assistance and first-time buyer programs may also be available. (Ask me about Polk County SHIP grants and other local resources.)
If you’re currently renting, let’s talk. Your mortgage here could be less than your current rent, especially with today’s low-down-payment options. Learn more here:
Buying a Home
5. Poinciana: The Hidden Jewel for First-Time Buyers & Retirees
For families looking to plant roots or retirees wanting to downsize without sacrificing comfort, Poinciana is the answer.
Just a few miles away, you’ll find:
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Poinciana Medical Center
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Walgreens, Publix, Walmart
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Community playgrounds and dog parks
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Poinciana High School and Valencia College campus
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Recreational sports leagues and fitness centers
Plus, if you’re part of the 55+ community, nearby Solivita offers access to golf, social clubs, and events you can take part in while owning your own single-family home nearby.
Explore similar properties:
Homes for Sale Under $400K
6. What the Market Is Saying About Homes Under $400K in Poinciana
Inventory is tight, and homes in this price point—especially with four bedrooms—are flying off the market.
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Median home price in Poinciana: $305,000 (as of Q1 2025)
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Average days on market: 22
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Most common buyer: First-time homebuyers ages 28–45
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FHA and VA buyers dominate this segment
Homes like 196 Albany Dr that offer space, upgrades, and a desirable location are getting multiple offers within days.
7. Google Maps Can’t Capture the Feeling—But a Tour Can
We could tell you about the peaceful vibe of the backyard, the way the kitchen opens to the living room, or how the sunlight pours into the primary bedroom every morning… but this is one of those homes you need to experience for yourself.
Click here to schedule a private tour or give me a call at 321-443-5582.
8. Who This Home Is Perfect For
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Renters ready to break free and build equity
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Remote professionals who need space and quiet
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Growing families seeking 4 bedrooms under $400K
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Empty nesters looking to simplify life without sacrificing quality
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Buyers relocating from out of state (ask about video walk-throughs!)
9. What Sets Me Apart as Your REALTOR®
My name is Bernard Jackson, and I help families like yours turn real estate goals into reality. I’m an Accredited Buyer’s Representative (ABR®), which means I specialize in helping buyers like you:
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Navigate financing
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Negotiate smart deals
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Spot value in the market
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Move from renting to owning—smoothly
Let’s start the conversation:
www.bernardsellsflhomes.com/contact
Want to know more about why buying in Kissimmee is a smart move? Read this feature:
Buying a Home in Kissimmee: Your Gateway to a Thriving Community
10. Your Next Move: Don’t Miss This Opportunity
There are homes, and then there are opportunities. 196 Albany Dr is both. The kind of home you can walk into, put your feet up, and feel proud to own.
Whether it’s your first home, your forever home, or your next smart move—this one’s worth a look.
Ready to View 196 Albany Dr?
Call me today at 321-443-5582 or visit:
www.bernardsellsflhomes.com/196-albany-dr
About Bernard Jackson
Bernard Jackson is more than just a REALTOR® — he’s a passionate advocate for families ready to take the next step toward homeownership. With nearly a decade of experience serving Central Florida’s most vibrant communities—Poinciana, Kissimmee, Davenport, and beyond—Bernard has helped countless clients move from renting to owning, and from searching to securing their dream homes.
As an Accredited Buyer’s Representative (ABR®) and proud agent with LPT Realty, Bernard specializes in guiding first-time buyers, relocating families, and those looking for affordable homes under $400K. His approach blends strategic market knowledge, strong negotiation skills, and a genuine commitment to making the process smooth and stress-free.
When you work with Bernard, you’re not just working with a real estate agent—you’re gaining a knowledgeable partner, a local expert, and someone who treats your goals as his own.
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