Updated: November 10, 2025

Bernard Jackson Jr. here — if you’re renting in Poinciana, what if you could stop renting and start owning for less than you think?

Every month in Poinciana, families send rent checks ranging from $1,800 to $2,200. It’s predictable, it feels safe — but it doesn’t move you closer to financial freedom. What if I told you that, for nearly the same payment, you could own a brand-new home and start building equity today?

I’m Bernard Jackson Jr., a Central Florida REALTOR® who’s helped many renters in the 34758 and 34759 ZIP codes buy their first homes. The joy and pride on a family’s face when they get the keys is something I’ll never forget — and I want you to experience that too.

Get your FREE Buyers Road, click HERE.

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Why Renting Feels Comfortable — But Costs You More Than You Realize

Renting feels easy: you pay on time, someone else handles the repairs, and you don’t worry about property taxes. But here’s the truth — renting is designed to keep you comfortable, not wealthy.

• Every dollar you pay in rent builds your landlord’s wealth — not yours.
• Your rent can increase each year, while your income might not.
• You’re limited by someone else’s rules: pets, paint colors, renovations, or even staying in the home long-term.

Owning a home changes that story. Your monthly payment starts working for you. You’re building equity, stability, and freedom. Instead of making someone else rich, you start laying the foundation for your own family’s future.

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What You Could Own in Poinciana Right Now

Poinciana is one of the most affordable and fast-growing communities in Central Florida. Right now, you can find new-construction homes starting between $260,000 and $300,000 — many with 3–4 bedrooms, garages, and modern designs that feel like luxury without the price tag.

These new homes come with energy-efficient systems, modern layouts, and warranties that save you money. And because they’re brand new, you won’t be spending weekends on costly repairs — you’ll be spending them enjoying your home.

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The Rent vs. Own Reality

Let’s compare what your monthly money could do for you.

Here’s what that looks like in numbers:

• Home price: $270,000
• Down payment: 5% ($13,500)
• Loan amount: $256,500
• Interest rate: 6.5% (example)
• Estimated monthly payment (P&I + tax + insurance + HOA): ≈ $1,950

That’s nearly the same as what many families pay in rent — but now, part of your payment builds your future instead of your landlord’s equity. Over time, that difference adds up to tens of thousands of dollars in wealth.

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Family, Occupation, Recreation, Dreams — The Real Reasons People Buy

Money is only one part of the story. Most people don’t buy a home just because of the math. They buy it because of how it feels.

• Family: A stable home means your kids can grow roots, stay in the same school, and decorate their own rooms.
• Occupation: Your work takes on new meaning when every paycheck goes toward your own home.
• Recreation: Backyard barbecues, movie nights, gardening — it’s your space, your way.
• Dreams: Homeownership is often the first big step toward building generational wealth and freedom.

In my own family, we rented for decades. When we finally bought, everything changed — our finances, our confidence, our peace of mind. That’s why I’ve made it my mission to help families in Poinciana stop renting and start owning.

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Why Poinciana Is the Perfect Place to Buy Right Now

Poinciana is one of Central Florida’s best-kept secrets. Here’s why it’s ideal for new homeowners:

• Affordability: Homes under $300K are becoming rare across Florida — but still available here.
• Community: Parks, lakes, and recreation centers make this a great place for families.
• Location: Close to Kissimmee, Davenport, and Winter Haven — easy access to highways and jobs.
• Growth: New schools, shopping centers, and restaurants are constantly opening.
• Builders: Reputable developers like LGI Homes and others offer incentives like closing-cost help and energy-efficient upgrades.

Poinciana is growing fast, and those who buy now will benefit most as property values increase. It’s the ideal blend of peace, community, and opportunity.

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Overcoming Common Fears About Buying

Many renters hesitate to buy because they think they can’t qualify or need a huge down payment. Here’s what you should know:

• Credit: Even with less-than-perfect credit, loan programs exist that can help you qualify.
• Down Payment: Florida offers down-payment assistance programs. Some buyers close with as little as 3% down.
• Maintenance: New homes come with warranties, meaning fewer repairs for years.
• Job Changes: Owning doesn’t trap you. You can sell, refinance, or rent out your home later.

The key is guidance. I help my clients step-by-step — from pre-approval to closing — with trusted lenders and programs that fit your situation.

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How to Go From Renter to Homeowner in Poinciana

1. Text “OWN-POINCIANA” to 321-443-5582 to get my live new-build listings and the Ownership Kickoff Checklist.
2. Review the checklist: It shows your down payment plan, payment comparison, and best neighborhoods in Poinciana.
3. Get pre-approved through my partner: Get Pre-Approved Now.
4. Tour homes with me. We’ll walk through brand-new 3–4 bedroom models in the $260K–300K range.
5. Choose your home, sign the contract, and get ready to celebrate your first set of keys!

It’s that simple. You don’t need to have everything figured out — just the desire to start.

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What Buyers Are Saying

“Bernard went above and beyond! He made the process so easy, and we moved from renters to proud homeowners in less than 60 days.”
— Tasha M., Poinciana Homeowner

Stories like this remind me why I love what I do. It’s not just real estate — it’s about changing lives one home at a time.

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Frequently Asked Questions

Q: Do I need perfect credit?
No! Many loan programs work with mid-600 scores or better. I can connect you to lenders who specialize in first-time buyers.

Q: What if I don’t have money for a big down payment?
There are assistance programs that can cover part of your costs. Some builders even contribute to closing expenses.

Q: Isn’t the market too high right now?
Actually, Poinciana remains one of Central Florida’s most affordable markets. New-construction prices have stayed steady while rent keeps increasing.

Q: What’s the difference between new-construction and resale?
New homes mean modern designs, lower insurance rates, and less maintenance — plus warranties that protect you for years.

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Your Next Step: Make Your Rent Work for You

Imagine walking into your own home — your name on the mailbox, your kids running through the hallway, your family’s laughter echoing in the place you built. That’s what ownership feels like. It’s not just about money; it’s about freedom, security, and pride.

Owning a home isn’t just a dream — it’s a decision. And that decision starts with one message.

I’ll send you live listings, our Ownership Kickoff Checklist, and builder incentives available this week. Let’s make sure your next payment builds your future — not your landlord’s.

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About Bernard Jackson Jr.

I’m a bilingual REALTOR® with LPT Realty serving Poinciana, Kissimmee, Davenport, and nearby communities. My passion is helping renters and first-time buyers own homes they love while building long-term wealth.

Call or text me anytime at 321-443-5582 or schedule your free consultation here:
Schedule Your Free Consultation

Get your FREE Buyers Road, click HERE.

Do you have a question about Central Florida real estate, or is there a topic you’d like me to research for you?